Bodily injury liability
Atlanta Car Insurance Requirements
Atlanta car insurance is governed by Georgia’s car insurance law which requires drivers to have minimum liability and property damage coverage.
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury to two or more persons
- $25,000 per accident for property damage
Car insurance in Atlanta is mandatory. If you fail to show a proof of insurance when required, you face a fine up to $1000 and jail term up to one year.
Apart from the required bodily injury liability and property damage coverages, you may want to consider adding medical coverage to your policy. It pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Remember that the required minimum coverage may not cover all you are deemed liable in the unfortunate event of an accident.
Expert recommend increasing your property damage cover to $50,000 or even $100,000 just to be on the safe side. It may cost you a little bit extra, but could potentially save you a lot of trouble and a great deal of money.
A sure way to save money on your Atlanta car insurance is to compare quotes online. It is fast, free and secure.
Before obtaining car insurance quotes make sure you:
- Have at hand the necessary information of the vehicle you want to insure
- Know the types of coverage and limits that you need
- Truthfully answer any questions about your driving history
Compare Atlanta car insurance quotes now and see how much you could save.
What does No Fault insurance mean?
Florida is a “No Fault” state, but I have no idea what that means. If I cause the accident, does my insurance pay?
Florida No Fault Insurance
This ONLY has to do with medical claims.
No-fault insurance is a tradeoff.
If you are hurt in an accident and your injuries are minor your OWN insurer pays the medical claims and you don’t get to sue the other driver if they are at fault. (This is supposed to save insurance costs….but it doesn’t).
If you are hurt seriously however and you pass a certain threshold, then you get to file a claim against the at-fault driver’s Bodily Injury (BI) coverage.
In Florida, however, the law is being sunsetted. There is so much fraud that Floridians are being ripped off by greedy trial lawyers and chiropractors who are abusing the system.
So there was a law passed to place a sunset on the No-Fault law. After next year, unless the legislature acts to keep it in place, Resources
